Data & research

Open Data

We regularly publish information about the ATM network, how people use cash, and what we're doing to support access to cash across the UK.

How people use cash

Published: 02-12-2024
Graph
Table
Monthly volumes (millions)
Monthly volumes (millions)
Monthly volumes (millions)
Monthly volumes (millions) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Total
2019 209 207 232 220 232 221 226 225 211 214 208 204 2,609
2020 185 181 155 91 110 117 139 141 139 138 118 129 1,643
2021 99 97 114 123 131 133 140 140 137 141 133 135 1,523
2022 118 117 134 135 138 135 144 137 132 134 132 130 1,586
2023 115 114 127 128 132 130 129 128 124 123 121 122 1,493
2024 106 111 120 115 124 120 121 121 111 115 112 1,276

As people choose new ways to pay, the amount of money being withdrawn from ATMs is reducing. Our data gives you a detailed look at how often people are taking cash out, and how much.

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The ATM Network

Published: 01-04-2024
Graph
Table
ATM Numbers
ATM Numbers
ATM Numbers
ATM Numbers 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023
Free to use 24,574 27,500 28,500 29,254 31,372 32,238 33,041 33,085 34,545 36,918 38,565 39,991 41,581 43,889 45,634 47,715 50,154 52,763 53,923 54,599 52,040 45,355 41,727 40,942 39,429 37,299
Pay to use 0 150 2,970 7,056 10,318 15,279 21,854 24,823 26,309 27,062 25,335 23,111 21,687 21,179 20,395 19,782 18,844 17,825 16,097 14,011 11,120 15,307 12,847 12,456 10,871 10,412

Our network has cash machines spread across the country. As people use cash less and less, the number of cash machines on the high street is going to change. Get detailed information about how that is happening here.

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Protecting the ATM network

Published: 06-12-2024
Graph
Table
Number of Protected ATMs
Number of Protected ATMs
Number of Protected ATMs
Number of Protected ATMs Jan-22 Feb-22 Mar-22 Apr-22 May-22 Jun-22 Jul-22 Aug-22 Sep-22 Oct-22 Nov-22 Dec-22 Jan-23 Feb-23 Mar-23 Apr-23 May-23 Jun-23 Jul-23 Aug-23 Sep-23 Oct-23 Nov-23 Dec-23 Jan-24 Feb-24 Mar-24 Apr-24 May-24 Jun-24 Jul-24 Aug-24 Sep-24 Oct-24
Total Protected ATMs 3,230 3,232 3,237 3,266 3,278 3,292 3,298 3,303 3,307 3,310 3,322 3,335 3,340 3,352 3,365 3,374 3,391 3,396 3,410 3,428 3,440 3,445 3,459 3,470 3,482 3,493 3,504 3,510 3,513 3,528 3,540 3,562 3,565 3,571

Although the number of cash machines is reducing, we want to make sure free access to cash is available on every high street. We do that by incentivising operators to maintain free ATMs in key locations. Find out how with these datasets.

Protecting the ATM network

Total number of Banking Hubs recommended

Published: 11-12-2024
176

LINK as part of its work to protect access to cash has recommended over 100 Banking Hubs.

Bank branches & Banking Hubs

Downloads and documents

LINK Strategic Plan

This public version of the Strategic Plan sets out how LINK intends to manage the sharp reduction in cash usage underway in the UK in a way that ensures a smooth transition for the country from cash to digital payments.

Annual Report: Service User Engagement 2023/2024

LINK’s approach to Service-User Engagement and who LINK considers to be its Service-Users.

Pages in this section

Access to Cash Research & Thought Leadership

LINK is committed to maintaining free access to cash across the UK for a long as consumers need it.

Reports

LINK publishes a range of reports which can be downloaded from this page.

Policies & Regulations

LINK is regulated by the Bank of England and Payments Systems Regulator.

Consultation Responses

LINK regularly responds to consultations, calls for evidence and call for views.
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