Joining the LINK Network

Overview

LINK is the UK's cash machine (ATM) network.

Virtually every cash machine in the UK is connected to LINK, and must display the LINK logo.

Cardholders cannot enjoy reliable nationwide access to UK cash machines unless their card issuer is part of LINK. All the UK's significant debit and ATM card issuers are LINK members.

There are over 100 million UK issued LINK-enabled cards in circulation. Cash machine operators who want to deploy ATMs in the UK to acquire transactions from these cards must also join LINK.

LINK is an open scheme in which membership is open to any organisation that meets the membership criteria. Membership.  There are four categories of LINK Membership, General Members who issue cards and operate ATMs, Card Issuer Only Members (CIOMs), who issue cards but do not operate ATMs, Independent ATM Deployer Members (IADs), who operate ATMs but do not issue cards and finally Mobile Payment Only Members (MPOMs), who issue or receive mobile payments.

The UK Interbank Payment Schemes guide (see opposite) provides an overview of the UK’s payment schemes, what each one offers, and how they can be accessed. It has been developed collaboratively by the UK’s interbank Payments System Operators – Bacs Payment Schemes Limited (Bacs), CHAPS, Cheque and Credit Clearing Company, Faster Payments and LINK. It is intended for use by payments service providers (PSPs) that are considering joining, or thinking of extending more payments services to their customers.

For full details of the LINK Scheme Membership Structure please click here.

Follow this link for more information on how to join the LINK Network.